Conditions of Use

1. General

1.1. You are invited to access Hoog Fundevo (the "Website")

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms constitute a legally binding agreement between you and the website owner, and you must review them before using our Services. To access and use the Website, you must accept the full Terms, which govern your use. We reserve the right to update and modify the Terms.

By accepting our Terms, you acknowledge that you are also accepting our Privacy Policy (available here).

2. Eligibility

2.1. If you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must be legally capable of agreeing to our Terms and Conditions.

2.1.3. Your use of our Website and the Services it provides must be lawful in the country or territory where you reside. You may not use our Website if prohibited by law.

2.2. The Website and the Company are not liable for any unlawful use of our Services by users. We do not provide guarantees, warranties, or representations regarding the legality of any person who uses our Services or the Website.

3. Restricted-Access Territories

3.1. We reserve the right to deny access to our Website or Services in circumstances where (1) a user resides in a restricted area ("Restricted Territories") and/or (2) we determine that allowing access would create a legal, regulatory, or reputational risk to the Company. This provision does not limit our rights to these situations.

3.2. Where users are located in certain jurisdictions, the Company reserves the right to limit or suspend access until additional terms are accepted and put into effect. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. The conditions for responsible use of this Website and its Services include:

4.1.1. Users may use the Website Services for their intended purposes, including uploading and sharing content. However, the following materials are prohibited: 1) data and/or files containing viruses or other potentially harmful code, whether targeting our Website or the systems of our third-party partners, as well as any material that blocks or impedes other users from accessing the Website Services; 2) any content whose sharing would infringe copyright, intellectual property, or other rights; 3) any content that includes threats, defamation, racism, slander, or insults; 4) any content that violates any law in relevant jurisdictions; 5) any marketing or advertising material unless prior written consent has been obtained.

4.1.2. You may not modify, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary materials from the Website.

4.1.3. You may access the Website's Services only through the Website's own interface; any other means or interfaces are prohibited.

4.1.4. You must not interfere with other users' use of the Website or its Services.

4.1.5. Accessing the Website and its Services using external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. The collection or transmission of data from the Website—whether active or passive, including via cookies, spyware, or beacons—is not permitted, nor may any such data be uploaded or transmitted to the Website.

4.1.7. You may not attempt to replicate the Website or its services in any form, including their appearance or functionality. This includes creating mirror sites or employing any other methods, whether existing or yet to be developed.

4.1.8. While using the Website and its Services, you must not violate applicable laws; commit copyright infringement; use pirated software; or engage in identity theft or hacking. No illegal activity of any kind, including the encouragement of such conduct by others, is permitted.

4.1.9. You may not upload software or make any direct attempt to modify the Website’s source code. You must not harm the Website or impair others’ interest in or use of the Website.

4.1.10. You must not attempt to copy the Website and its Services by any form of reverse engineering, including disassembly and decompilation, or any other technique or technology.

4.2. If we suspect that your use of the Website breaches applicable laws or our Terms of Use, we reserve the right to monitor your activity on the Website and its Services. If we determine that you have violated our Terms of Use and/or any applicable laws, we may terminate your account, suspend your access to the Website, disclose your activities to the relevant authorities or third-party service providers, or take other action, up to and including legal proceedings. These Website Terms of Use are in addition to any other rights and remedies the Company may have under applicable law.

5. Rights to Intellectual Property

5.1. All materials on any page of our Website—including videos, images, logos, text, audio, designs, brands, trademarks and other content—are protected by intellectual property rights held by the Company and, where applicable, by relevant third-party providers.

5.2. Users acquire no intellectual property rights to any content on the Website. They are granted only limited rights, subject to the applicable terms and conditions of use, to access the Website and its Services. All other rights, title, and interest in and to the Website and its Services belong to the Company.

5.3. The Website and all Services available therein may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, allow any other person to copy, modify, or duplicate any part of the Website by any means. This includes, without limitation: reverse engineering, decompiling, or copying the service configuration or the Website's source code.

6. Liability Limitations

6.1. By using the Website and its Services under these Terms of Service, the user is solely responsible for any outcomes of such use. The Website and the Company make no representations or warranties, express or implied, regarding the results of using the Website, including any warranties of quality, fitness for a particular purpose, usability, accuracy, or any other characteristics of the Website or its usability. The user acknowledges that all content and Services on the Website are provided “as is,” including any defects or limitations.

6.2. We are not responsible for any service disruptions beyond our control or for interruptions in the transmission of information through our Services. We are also not liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are yours and yours alone. By accepting the Terms of Service, you agree to be indemnified for such losses, including those arising from the consensual use of third-party services. You also agree that you alone are responsible for any decisions related to your activity on the Website, including reliance on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses suffered by you or your agents, whether direct or indirect. To the fullest extent permitted by law, we accept no liability for such losses. This includes any loss of income, savings, or personal data arising from your use of the site.

6.5. The Company bears no responsibility for technical issues resulting from failures of telephone lines, internet services, computers, or other hardware or software. We are likewise not responsible for any costs or losses incurred through internet use.

7. Services, Content, and Promotions from Third-Party Providers

7.1. On our Website, when using our Services, you acknowledge that third-party content may appear, including advertisements and reviews of such platforms.

7.2. Third-party products and services displayed on our website are not our responsibility, and we do not endorse their quality or guarantee they are up to date.

7.3. Before making any decisions or purchases, submitting queries, or visiting third-party service providers, we strongly advise users to verify the accuracy of any claims made by those providers. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials provided by third-party service providers. You are solely responsible for accessing or using any such websites or services, including any losses or damages that may result. This also includes the use of products, services, and/or software through those websites. Exercise caution and conduct due diligence before downloading, purchasing, or sharing personal data with any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotional content or references to any third-party websites are not endorsements by the Website or the Company. We do not authorise, endorse, or have any affiliation with any linked websites or any products, information, materials, services, software, or business administration, unless explicitly stated.

8.3. We cannot review, research, or provide an opinion on every third-party advertiser or each hyperlink included. Nor can we be held responsible for the quality of services offered by these companies. Consequently, we are not liable for any loss or damage you may incur from using such third-party services or websites, including their products, software, information, or any other service. You are strongly advised to thoroughly research any company you plan to work with or provide personal data to, especially before making any purchase.

8.4. Always carefully review the policies and terms of use of any third-party websites, including those advertising on our Website. Do so before contacting them or making any purchases through those websites.

9. Miscellaneous

9.1. Specific Services provided through the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations, platform improvements, and similar activities. Any such changes will not be implemented in a manner that harms you, and you will not have any claim against us arising from these changes.

9.2. The Website’s Terms of Use may be updated at any time. If changes are made, you will be notified as soon as reasonably possible, usually within a few working days. Continued use of the Website after the date-stamped publication of the updated Terms of Use will be deemed acceptance of the new terms.

9.3. Any information sent through the website to another location, website, third‑party service, or organisation does not imply or establish any relationship beyond what is expressly set out in these written terms. By transmitting such information, the user knowingly agrees to these terms.

9.4. Any agreement or statement, whether written or oral, that falls outside the specific provisions of these Terms of Use has no legal effect and is not binding on either party. Only the Company’s and Website’s Terms of Use and Privacy Policy, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised, whether by consent, neglect, or inability, will be deemed waived. Any exercise of a right, in whole or in part, will be considered part of any further exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is held null and void by a competent court, it will be severed from these Terms. The remainder will continue in full force and effect, excluding the invalidated provision(s). The surviving terms shall be construed in line with the court’s ruling, reflecting the intended purpose and meaning without the excluded clause(s).

9.7. These Terms allow the website, including all Services, to be operated and managed by third-party service providers. In such cases, the operator may transfer all related rights and obligations to them. Users may not transfer their rights or obligations to any third party and remain solely responsible.